Last updated on June 21st, 2022
Got a minor ailment that needs to be checked out urgently? But don’t you think it’s worth going to ER for? A trip to an urgent care clinic could be better than visiting your local doctor’s office. You’re likely to faster and through treatment at an urgent care clinic. But how much does an urgent care visit cost?
Most people expect convenience to cost more. Whilst this is the case in many other situations and treatment centers. Urgent care clinics aim to offer convenience and affordability. You could pay a lot less than a trip to ER.
44% of Americans avoid going to the doctor’s because of the cost
A trip to the doctor is often unforeseen, and many people don’t have the funds to pay for treatment. This can result in many people not getting the medical attention they need.
In fact, in a national survey, it was revealed that 44% of Americans skip a visit to the doctor. The main reason behind this is the high cost which people cannot afford.
This can sometimes result in medical conditions getting worse. Eventually, these medical conditions may require severe emergency medical treatment. Not only that, but many of these conditions can become much more costly when delayed.
Urgent care clinics are a smart option to encourage more people to get healthcare. It offers an affordable alternative opportunity to visit your local doctor. Not only can an urgent care visit cost less than going to ER, but it can also be quicker and more straightforward.
Do I need health insurance to visit an urgent care clinic?
It’s a known fact that some doctor’s clinics turn away patients that aren’t insured. This is why many people go to ER, as ER provides treatment without insurance. However, urgent care clinics aim to provide treatment even if the patient is not insured. An uninsured urgent care clinic typically costs less than an ER visit for those uninsured.
How much does an urgent care visit cost with insurance?
The insurer will pay the total cost of treatment. Providing you’ve met your deductible. The deductible is a cost you agree with your insurer to pay when seeking medical treatment. Your insurance provider charges this deductible – not the clinic. If you’re unsure how much your current deductible is, you can call your insurer to find out.
You should make sure that your insurance plan also doesn’t include co-insurance. This is an extra payment on top of the deductible paid to cover health services. However, this may vary depending on the clinic you are receiving treatment from. Fortunately, even if you have to pay co-insurance and a deductible, you’re likely to pay less at an urgent care clinic
The cost benefits of an urgent care clinic
All in all, visiting an urgent care clinic can cost you less than pursuing any other option when getting treatment for a minor ailment. Here we have some of the benefits summarised:
- If you are uninsured, you’ll pay less at an urgent care clinic than at the ER.
- Unlike some local doctor’s clinics, uninsured patients won’t be turned away. They aim to provide the cheapest treatment options to help meet their financial circumstances.
- Urgent care clinics will cover all treatment costs for uninsured people. Providing they paid the deductibles and co-insurance.
- Treatment is cheaper even with the added cost of a deductible and co-insurance.
Urgent care clinics not only offer to aim affordability but a more straightforward billing system. This takes the confusion out of medical costs. The staff at urgent care centers can help guide you through the expenses. Also, simplify anything that you are unsure about.
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The information in the blog is referenced from various reliable sources. We at HealthMatter try our best to provide genuine information. We advise taking prior instructions from a physician before taking any medications mentioned here.